Smarter benefits, simplified coverage

Close coverage gaps and streamline support with modular solutions for every group—no extra complexity or cost.

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Integrate modular solutions for every group. Choose from Claims Assist™, Advocate Assist™, or TOTAL Assist™ to fit your plan’s needs. Our flexible approach supports level-funded, self-funded, and ICHRA-based models, making it easy to tailor benefits for any workforce.

Close coverage gaps with smarter services. Address high deductibles, denied claims, and billing confusion—without adding more insurance. Our services resolve, negotiate, and even pay claims directly, reducing stress for employees and employers alike.

Seamlessly align with your funding strategy. Layer our solutions onto HSA-compatible, reference-based pricing, or fully insured plans. Offer voluntary, core, or buy-up options to protect the member experience and keep your plan broker- and carrier-friendly.

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Expert support, every step

Your benefits questions, answered

See how our flexible solutions simplify plan design and support every group’s needs.

Will your services work with my current plan?

Our modular approach fits seamlessly with self-funded, level-funded, and ICHRA-based plans. Add support options without changing your networks or carriers.

How is your support approach unique?

We close coverage gaps with direct services, not extra insurance. Our tools resolve claims, clarify billing, and support members for a smoother experience.

Can support be tailored for different teams?

Yes. Offer different support tiers—like Claims Assist™, Advocate Assist™, or TOTAL Assist™—based on employee needs or coverage levels.

Do you partner with brokers and TPAs?

Yes. Our solutions are broker- and carrier-friendly, working with most TPAs, captives, and stop-loss carriers.

Smarter benefits, better outcomes

Design flexible plans that fit every team—no complexity.

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