The ThreeBridges Plan
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The ThreeBridges Plan:
Benefits made simple for every workforce

Three integrated solutions — MEC Plan, Fixed Indemnity Plan, and Member Advocacy — deliver affordable, ACA-compliant coverage for underserved employees. A single, streamlined solution that’s easy to sell, simple to manage, and built for today’s workforce.

The ThreeBridges™ Plan: A Complete Healthcare Trio

MEC Compliance

MEC Compliance

Powered by Trinity Marketing Services, this offering satisfies ACA regulations and protects against employer penalties—providing access to essential preventive care and screenings.

Fixed Indemnity

Fixed Indemnity Coverage

Offered through 5Star Life Insurance Company, this benefit delivers lump-sum payments for covered medical events—helping offset the true cost of care with immediate financial support.

Member Advocacy

Member Advocacy

Through BeneBridge360™, we simplify claims, negotiate bills, and help members save money and stress—powered by smart technology and human guidance.

Why Employers Choose the ThreeBridges™ Plan

5+ lives

Low group minimums

Designed for small and mid-size employers

100% bundled

One solution, one bill

Aligned onboarding and administration

50+ industries

Flexible for any sector

Ideal for high-turnover workforces

24/7 support

Regional expertise

Guidance for members, brokers and employers

Transparent, bundled pricing

Affordable ACA-compliant options for hourly, part-time, and variable workforces.

Core Essentials

ACA-compliant preventive care with telehealth and prescription support.

  • ✅ Primary Care + Wellness + Telehealth
  • ✅ PPO Network Discounts
  • ✅ $1 Copay for generics
  • ✅ Urgent Care + Labs (Discounted)
  • ✅ Multilingual behavioral support
  • ✅ 3 PCP + 3 Urgent Visits/year

Starting at $136/mo

Download Plan Details

Complete Solution

Everything in Core Essentials, plus hospital indemnity, surgery, and ER benefits.

  • ✅ $1,000/day hospital coverage
  • ✅ Surgery & Anesthesia benefits
  • ✅ ER & Imaging support
  • ✅ Provider bill negotiation
  • ✅ Concierge claim guidance
  • ✅ Member alerts + advocacy

Starting at $185/mo

Download Plan Details

Minimum of 5 enrolled employees. Pricing subject to underwriting and group eligibility.

Frequently Asked Questions

How does onboarding work for groups?

Once a group is approved, we coordinate directly with the broker and employer to configure onboarding. Our team handles eligibility setup, EDI integration (if needed), welcome kits, and member communication — keeping it simple for everyone involved.

Is this plan ACA compliant?

Yes. The Core Essentials plan meets the requirements for Minimum Essential Coverage (MEC) under the Affordable Care Act, including preventive care services and employer mandate compliance. It can help avoid costly penalties for employers.

Who supports members and brokers?

We do. Our U.S.-based support team handles everything from enrollment to claims navigation. Brokers also receive a dedicated point of contact for quoting, implementation, and renewal. No handoffs. No confusion.

Can I offer this alongside other benefits or major medical?

Absolutely. Many employers use Core Essentials as a base layer for part-timers, or bundle Complete Solution with MEC as a rich alternative to major medical. Our plans are modular and integrate well with existing offerings.

What industries or employee types is this best suited for?

Our bundled plans are designed for high-turnover, hourly, and part-time industries like staffing, retail, hospitality, home health, transportation, and more. We excel in sectors where affordability, flexibility, and ease of use matter most.

Let’s Bridge the Gap for Your Workforce

Whether you're a broker, TPA, or employer, the ThreeBridges™ Plan offers a smarter way to protect hourly and underserved employees. Affordable. Streamlined. Ready to deploy.

Request a Quote Schedule a Demo

Have questions? Visit our contact page for more information.