BeneBridge360™ — Stop-Loss for the Member

Guaranteed savings + advocacy without plan disruption.

BeneBridge360™ reduces member out-of-pocket expenses and delivers predictable savings for employers by combining built-in provider discounts, clear billing support, and supplemental protection. It integrates with ClaimsAssist™ + AdvocateAssist™, and can be paired with 5Star insurance coverage for one streamlined experience.

The Employer Challenge

• Rising employee out-of-pocket costs create financial stress and impact retention.
• Confusing bills create extra HR workload and lower employee satisfaction.
• Unpredictable savings from supplemental programs make budgeting difficult.

The BeneBridge360™ Solution

BeneBridge360™ brings guaranteed savings and active member advocacy into one platform—reducing costs without disrupting the core medical plan.

Ways to Deploy

How It Works

Employer ROI & Member Savings

Employer & Member Benefits

15–20% modeled savings on total claims spend based on analysis.

Up to 13% off automatically at participating regional health systems with flexible 0% interest payment options.

Lower HR escalations through proactive bill clarity and advocacy.

Illustrative scenario: Employer maintains a $2,250 effective deductible experience for members while reducing total cost—BeneBridge360™ applies partner discounts, advocacy, and payment options to bridge remaining balances. Example for illustration only; actual savings vary by group and provider mix.

Discounts apply to eligible balances at partner health systems; “up to 13%” reflects preset program rates. Installments are always interest-free.

Coverage status: Program live across multiple regions (states & systems updated periodically). Contact us for current list.

Backed by 5Star Life Insurance Company

• AM Best A– (Excellent) financial strength
• AFBA heritage founded with General Eisenhower’s support
• Licensed in 49 states & U.S. territories
• $2B+ in claims paid and $55B life insurance in force