BeneBridge360™ — Regional Member Savings

Guaranteed discounts. Clear bills. 0% interest.

BeneBridge360™ delivers predictable savings when members receive care at participating regional health systems. Preferential rates are applied automatically, bills are clarified by our advocates, and members can choose 0% interest payment options. The program runs within ClaimsAssist™ + AdvocateAssist™ and can be paired with 5Star coverage for one streamlined experience.

The Employer Challenge

Rising employee out-of-pocket costs create financial stress and impact retention.
Confusing bills create extra HR workload and lower employee satisfaction.
Unpredictable savings make budgeting difficult for employers and members.

The Regional Savings Solution

BeneBridge360™ brings guaranteed savings with regional partners together with active member advocacy—reducing costs without disrupting the core medical plan.

Built-In Provider Savings

Preferential rates at partner health systems are applied automatically—no employee action required.

Advocacy + Bill Clarity

Our advocates review bills, negotiate savings, and guide employees to resolution.

Simple, Flexible Payments

Employees can pay in full for the highest discount or choose installments with 0% interest.

How It Works

ClaimsAssist™

Claims intake, alerts, summaries

AdvocateAssist™

Bill review, provider negotiations, concierge

Savings Applied

Discounted bills + no-interest payment options

Regional Savings & Member Benefits

Member & Employer Value

Up to 13% off automatically at participating regional health systems.

0% interest payment options reduce employee stress and HR escalations.

15–20% modeled savings on total claims spend when integrated into plan strategy.

Discounts apply to eligible balances at partner health systems. Installments are always interest-free.

Lower member out-of-pocket Predictable employer savings Stronger broker differentiation

Optional: Pair with 5Star for a Single, Seamless Experience

AM Best A– (Excellent) financial strength
AFBA heritage founded with General Eisenhower’s support
Licensed in 49 states & U.S. territories
$2B+ in claims paid and $55B life insurance in force