BeneBridge360™ — Stop-Loss for the Member
ClaimsAssist™ AdvocateAssist™ Regional Health System Partners

BeneBridge360™ — Stop-Loss for the Member

Lower Costs. Higher Satisfaction.

BeneBridge360™ reduces member out-of-pocket expenses and delivers predictable savings for employers by combining built-in provider discounts, clear billing support, and supplemental protection. It integrates with ClaimsAssist™ + AdvocateAssist™, and can be paired with 5Star insurance coverage for one streamlined experience.

The Employer Challenge

  • Rising employee out-of-pocket costs create financial stress and impact retention.
  • Confusing bills create extra HR workload and lower employee satisfaction.
  • Unpredictable savings from supplemental programs make budgeting difficult.

The BeneBridge360™ Solution

BeneBridge360™ brings guaranteed savings and active member advocacy into one platform—reducing costs without disrupting the core medical plan.

Built-In Provider Savings

Preferential rates at partner health systems are applied automatically—no employee action required.

Advocacy + Bill Clarity

Our advocates review bills, negotiate savings, and guide employees to resolution.

Simple, Flexible Payments

Employees can pay in full for the highest discount or choose installments with 0% interest.

How It Works

1
ClaimsAssist™
Claims intake, alerts, summaries
2
AdvocateAssist™
Bill review, provider negotiations, concierge
3
Savings Applied
Discounted bills + no-interest payment options

Employer ROI & Member Savings

Employer & Member Benefits
15–20% modeled savings on total claims spend based on analysis.
Up to 13% off automatically at participating regional health systems - powered by AblePay
0% interest payment options reduce employee stress and HR escalations.

Discounts apply to eligible balances at partner health systems. Installments are always interest-free.

Savings dashboard example
Lower employer costs Happier employees Stronger broker differentiation

Backed by 5Star Life Insurance Company

5Star Life Insurance logo
  • AM Best A– (Excellent) financial strength
  • AFBA heritage founded with General Eisenhower’s support
  • Licensed in 49 states & U.S. territories
  • $2B+ in claims paid and $55B life insurance in force